My sister is in the military but her husband works in the private sector.  When they went to buy a car her husband thought that because of his job and credit history they would get a great rate.  He was very surprised to find out that a military car loan based on his wife’s service would get them a better rate and lower payments on the car that they wanted.  They told me that their payments were so much lower than what they expected that they actually went in splurge to a little bit on a fancy dinner out with a babysitter to watch the kids.